Chief Internal Auditor, Monzo
Kate joined Monzo as Chief Internal Auditor in January 2026, and is currently the Executive Co-Sponsor of Monzo's Women's Network. She previously served as Chief Audit Officer at Rothesay, and at Yorkshire Building Society where she was Exec sponsor for DEI. Her career also includes five years at Vanguard in senior SMF5, governance, and financial controller roles.
Head of Group Controls Office, Deutsche Bank
Lucy is a Risk Management and Compliance leader with over 25 years' experience across global financial services, risk advisory, and external audit. She brings significant expertise in enterprise-wide risk management across multi-jurisdictional environments, with experience spanning both first and second line of defence roles.
Chair at Handelsbanken, Senior Independent Director, Non-Executive Director and former CEO
Ann Roughead brings more than 35 years of experience across financial services, including senior roles at JPMorgan, Citi, Columbia Threadneedle and LV=. Her expertise spans governance, business transformation, regulatory change and M&A. Increasingly, her board work also focuses on the opportunities and risks created by AI, cyber security and rapidly evolving technology platforms. Ann is a strong advocate for organisational culture, customer protection and greater diversity in leadership.
Operational Resilience Director, Monzo
Andrew Pym leads the Operational Resilience function at Monzo, where he has spent over seven years shaping the bank’s approach to managing operational disruptions. As Monzo’s Operational Resilience Director, he is responsible for safeguarding critical services, coordinating bank-wide incident management and business continuity, and ensuring a consistent approach to resilience across multiple jurisdictions. Prior to this he spent 6 years working at Deloitte as an operational resilience consultant, working with a range of financial services clients.
Lead Data Scientist, CUBE | Visiting Stats Research Associate, King's College London
Kieran joined CUBE in July 2025 following the acquisition of Acin, a RegTech and operational risk AI provider. He is responsible for building and deploying various AI and Machine Learning models that power CUBE products, as well as leading internal process automation and improvement. Kieran holds a PhD in Statistics, and moved into language modelling on joining Acin in 2018. Today, his work spans a broad range of AI and ML disciplines, from designing GenAI and agentic systems through to model training for natural language tasks.
Executive Head, Customer EMEA , CUBE
Emma MacDowall is Executive Head, Customer EMEA at CUBE. With a background spanning global regulatory change management and AI-driven compliance innovation - including her tenure as Global Head of Regulatory Change Management at Manulife, Head of Regulatory Developments at Jupiter Asset Management - Emma now leads CUBE's EMEA customer team. She is a passionate advocate for women in the risk and controls profession and is delighted to be speaking at this year's Women in Risk and Controls event.
